College Funding  
Saving enough for their children’s education is a major financial concern for many parents. With the current cost of a four-year college education reaching six figures in some instances, your child’s college education may cost more than you expect. This calculator is designed to help you estimate the cost of your child’s education, based on the variables you input.
     

What is your child's name? (Calculate the costs for one child at a time.)

How many years until your child enters college?

For how many years will your child be attending college? (It may be more than four years in some cases.)

What is the annual cost of the college he/she will be attending? (Include tuition, fees, room and board, books, etc., using today’s prices.)

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What rate of inflation do you expect for college costs? (College inflation has continued to outpace the general inflation rate. For the past 10 years, the average college inflation rate at a public four-year college has been more than 5 percent. Recent years have shown an increase in college inflation.)

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How much money do you presently have saved for your child’s college expenses? (Include funds that are in your name and your child’s name that have been set aside for college.)

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What after-tax return do you expect on your investments (0 to 10 percent)? (Remember, the age of your child may influence how you invest and the potential return you may be able to achieve.)

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Gail Fernandez, Financial Planner
2348 S. McKnight Rd. • Brentwood, MO • 63124
Phone: 314-968-3302 • Fax: 314-968-5003
• gfernandez@fscadvisor.com

Mutual Funds, annuities, stocks, bonds and other investments are available through FSC Securities Corporation.  Investments in securities involve risk, including the potential loss of principal invested.  Before proceeding further, please be advised that, at present, Gail Fernandez is registered to discuss with and/or offer financial services and/or investment products with residents of AK, CA, CO, IL, MO, NE, NM, NV, and TX. If you are a resident of any other state, please note that it is a simple and expeditious procedure for Gail to become registered in other states because she holds a Series #7, Series 63 and a Series #66 registration. Under normal circumstances, this registration procedure takes only 24 to 48 hours.

Securities and Investment advice offered through FSC Securities Corporation, member FINRA/SIPC and a registered investment advisor. 

 

 
This communication is strictly intended for individuals residing in the states where the registered representative is registered to conduct securities business. No offers may be made or accepted from any resident outside the specific state(s) referenced.
 
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